Development Finance

News, case studies and insight from Merryoaks team about Development Finance

Property Developers, This is Why You Need to Stop Using Debt as Equity

Discover the problems developers and investors face when over-leveraging with debt.

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Buying vs Renting Where You Live: Considerations for Property Investors and Developers

For property investors and developers looking to make strategic moves in the market, one crucial decision looms large: should you buy or rent where you live?

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Leveraging Technology in Property Development: Trends and Innovations to Stay Ahead

Explore the transformative role of technology in property development and discuss key trends and innovations shaping the industry landscape.

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The Power of Development Exit Loans for Property Developers

Exit finance serves as the financial backbone for developers as they navigate the pivotal juncture between project completion and the execution of their exit strategy. Read on to learn more about how this type of finance empowers developers.

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Mastering Risk Management in Property Investing: Strategies for Success

From market volatility to unexpected expenses, understanding and effectively managing these property risks is key to building a successful portfolio.

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Navigating the Construction Process: A Guide for Property Investors & Developers

In this blog, we look at the construction challenges faced by investors and developers and provide practical strategies to overcome these hurdles.

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Property Debentures: What are They and How can Investors & Developers use Them?

Property debentures are a way for property developers or owners to raise capital without directly selling ownership stakes in the property.

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Understanding the Different Financing Options for Property Development

Delve into two primary categories of financing: debt and equity, and explore why both are integral to property development endeavors.

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Property Development Pitfalls: Common Issues and How to Overcome Them

Property developers often encounter pitfalls that can derail projects. Here are some common ones and strategies to overcome them.

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Sustainable Property Development: Balancing Profit & Environmental Impact

Explore the key aspects of sustainable property development, demonstrating how you can strike a balance between profitability and positive environmental impact.

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Three Things You Need to do Endless Property Deals

If you have these three things in abundance, there is no limit to the amount of property deals you can do.

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The Future of UK Property Investment: Emerging Trends for 2024

The landscape of property investment in the UK is undergoing transformative changes. Here are the key trends and opportunities that will define the UK real estate sector in 2024.

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Exploring the Property Investment Dilemma: Yield Over Capital Gains

This article explores the nuances of opting for yield-focused investments through a buy-and-hold strategy versus capital gains-oriented decisions in a buy-and-sell approach

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Streamlining Profitability: The Importance of Systems & Processes in Property

This article delves into why property investors and developers should prioritise establishing efficient frameworks to propel their ventures towards profitability and growth.

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Navigating Growth: Unleashing the Power of Credit and Equity for Property Developers in the UK

Explore the nuances of credit and equity and how savvy developers can strategically leverage these financial instruments to scale their projects to new heights.

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£3.7m Refurbishment Loan for London Development

The funds will be used to assist with the conversion of two semi-detached houses used as HMOs into nine luxury apartments.

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The Most Important Metrics to Stress Test When Assessing a Property Investment Deal

In this guide, we'll explore the key metrics that every savvy property investor should stress test before committing to a deal.

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Unlocking Opportunity: How Investors & Developers Can Use Short-Term Funding to Start and Scale Their Property Portfolios

Short-term funding has emerged as a powerful tool for property investors and developers looking to embark on new ventures or scale their existing portfolios. In this guide, we'll explore how short-term funding can be the key to unlocking potential in the UK property market.

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Breaking Ground: Understanding the Basics of Development Finance

An overview of the fundamental concepts of development finance in the UK and how you can use different types for different stages of your property journey.

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Navigating Cladding Concerns: Funding Solutions for Property Investors & Developers

The implications of unsafe cladding not only pose serious safety concerns but also impact property values and investment viability.

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Crafting a Winning Funding Application: A Guide for UK Property Investors and Developers

There are some crucial areas to consider when crafting a funding application that stands out and gets approved. Here's what you need to consider...

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Seizing Opportunities: How to Do Property Deals Fast

In the fast-paced world of property investment and development, seizing opportunities swiftly can make all the difference. Follow these steps to expedite property deals quickly.

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Property Investing Locally and Remotely: Pros, Cons, and Key Considerations

The pros and cons of investing locally or remotely and considerations to make to align with your investment goals.

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Creating Massive Value: The Key to Success in Property Investing

Delve into the strategies that property investors and developers can employ to create massive value and reap the rewards.

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C1 and C3 Use Classes in UK Property: Differences and Funding Considerations

The distinctions between C1 and C3 use classes, their characteristics and how they impact funding opportunities for property investors.

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The Power of Diversification for Property Investors & Developers

As property investors and developers, diversifying your portfolio is not just a prudent choice but a crucial strategy for sustainable growth and long-term success.

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Funding Multi-Unit Freehold Buildings (MUFB): Separate Leases or Combined?

Explore the pros and cons of combined and separate lease agreements for multi-unit freehold buildings when securing funding.

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Punching Above Your Weight in Property: How to Secure and Execute Development Deals Beyond Your Size

Explore the concept of "punching above your weight" in property development with strategies to secure and successfully execute deals that exceed your current capabilities.

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Market Dislocation: How to Be Comfortable Being Uncomfortable as a Property Investor

In this blog, we explore the concept of market dislocation and discuss how you can navigate through these challenging times to find hidden opportunities.

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Non-Standard Construction and the Challenges of Securing Funding in the UK

Non-standard construction properties present unique challenges when it comes to securing funding. Try these strategies to overcome these challenges.

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Building the Right Product for the Right Market: Key Considerations for Property Investors

In this post, we explore the importance of building the right product for the right market in property investment and highlight key considerations to ensure a successful investment venture.

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Stress Testing Development Sites: The Metrics You Need to Consider

Stress testing is crucial to thoroughly assess the viability and potential risks associated with a development site before embarking on the project. These are the metrics to consider...

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Is Co-Living the Future of Inner City Living in the UK?

The rise of co-living has been a hot topic in the UK's property market. So is it the future for inner city living in the UK?

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Property Developers: Choose Cheap, Pay Twice

Why cutting corners in property development will cost you more in the long run.

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The Importance of Building a Professional Power Team in Property

Building a strong and reliable team is critical to your success. Here's how to build a professional team in property.

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What is the Difference Between a Traditional Finance Lender and an Alternative Lender in Property?

When financing your investment or development, deciding between a traditional finance lender or an alternative lender/progressive funding partner is a common conundrum.

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What is an S-Curve in Property Development Finance?

The S-Curve is a valuable graph used by property developers to represent the typical stages of a construction project. Here's how you can use it in your development...

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Merryoaks Secures £1.8m Loan for London Apartment Project with £2.5m GDV

Merryoaks Property Finance have secured a £1.8m loan for their client to develop a site in Newbury Park, London.

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Merryoaks Secures £2.5m Loan for Cardiff Project Set to be Worth Over £3.8m

Merryoaks Property Finance have secured a £2.5m development loan for 17 units in Cardiff.

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What Comes First in Property Finance, the Debt or the Equity?

In property finance, both debt and equity can play a role in financing a property development project. But which one should you secure first?

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How to Find Profitable Property Deals

Finding attractive investment opportunities can be challenging. Here are some of the ways you can find property investment or development opportunities.

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Effective Communication in Property: Should Brokers Be Copied in on Emails?

Poor communication is one of the reasons property deals fall through costing everyone involved time and money. Could this be the solution?

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Tick Box Lenders: Can You Really Avoid Them In Property?

When it comes to securing finance for your deal, many Lenders will claim they are not 'tick box lenders'. But is that really true?

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Property Development Equity: How much do you need, and where can you get more from?

How to maximise your available equity and make the most of it to grow your property development business.

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Deal Fatigue - It's Real!

Staring at a pipeline of deals that are in process can be quite exhausting. Here is how to avoid deal fatigue.

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Who is the Boss - the Lender or the Developer?

Is there really much freedom in property? And who's really the one in control when it comes to a developer and lender relationship?

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Key Changes for Property Developers in 2022

2021 had its ups and downs with COVID 19 continuing to dominate the streets and the emergence of the Omicron virus. While there were no significant changes within the property development world, here’s what Developers can expect in 2022.

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Property Predictions for 2022

After a buoyant market in 2021, here are the property market predictions investors and developers can expect for 2022.

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What is Property Development Finance and How Does it Work?

Property Development Finance is a type of short-term loan used to fund the purchase and/or build costs associated with residential, commercial or mixed-use property development.

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What is the Capital Stack and how can Property Developers and Investors use it?

As a property developer or investor, determining the best capital stack for your project allows you to fine tune your overall cost of capital, minimise your equity investment and maximise your returns.

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Understanding The Property Funding Trinity

The Property Finance Trinity is a valuable tool used for prioritising and decision making when it comes to establishing your financial needs as an investor or developer.

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Why Merryoaks?

The Merryoaks Property Finance team have a long and successful background in finding and providing creative financial solutions for property investors and developers throughout the UK. Our aim is to help you fund your next investment or development project and be part of your on-going growth to bigger and better deals.

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